What it is

The Compliance Officer is the legal figure responsible for ensuring your company operates within the Panamanian regulatory framework. It is not a corporate luxury. For many companies it is a legal obligation. For all of them it is the difference between operating with peace of mind or facing sanctions, account freezes or closure.

Who it’s for

For companies in the financial, real estate, legal and accounting sectors, and any activity considered an obligated subject before the UAF. For businesses that handle international clients, high-value transactions, or operate in regulated sectors. For the entrepreneur who wants to grow without the regulator becoming their problem.

What we do

We act as your external Compliance Officer. We design and implement your complete compliance program, manage your obligations before the UAF, the Superintendence of Banks and the MICI, and keep your company shielded against any inspection or regulatory requirement.

What’s included

Design and implementation of the Know Your Client (KYC) Policy Manual.
Drafting and updating of the AML/CFT Compliance Program.
Management of regulatory reports before the UAF: RTE, FECI and APC.
Periodic screening against UN and OFAC lists.
Ultimate Beneficial Owner report under Law 254 of 2021.
Drafting and custody of manuals, policies and procedures.
Handling and closing of observations in audits and inspections.
Training of your team in compliance regulations.
Management of due diligence files on clients and counterparties.

What happens without a Compliance Officer

Severe administrative fines for regulatory non-compliance. Frozen bank accounts. Loss of operating licenses. Compromised reputation before banks, partners and investors. Criminal liability in cases of unreported money laundering.

How it works

Officer designation and management — we assign an external Compliance Officer tailored to your company’s needs.
Compliance manuals — we draft and implement compliance manuals adapted to your sector and risk profile.
Due diligence and monitoring — client screening, suspicious-transaction monitoring and enhanced due diligence when required.

Protect your business today. Regulatory compliance. Corporate security. Expert team in commercial law and compliance · 100% virtual · Panama.

Compliance Officer